Credit Analyst Executive

Job Description: 

• Perform and responsible for credit analysis on customer based on their financial statement. 

• Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure. 

• Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken. 

• Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline. 

• Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks. 

• To ensure confidentiality, integrity & availability of all information assets those are protected. 

• Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures. 

• Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc. 

• Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely graded loans. 

• Responsible in credit/loan administration/management activities such as ensuring ongoing update of client files/information. 

• Responsible for minimizing defaults and bad debts of ongoing loans 

• Performs other duties as assigned 

Requirement:

• Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent. 
• At least 1 years of relevant working experience and preferably in the credit evaluation experiences. 
• Required Language(s): Bahasa Malaysia & English 
• Experienced in Microsoft Office application including Excel, Word and Outlook 
• Fresh Graduates are encouraged to apply.